The credit union difference is simply in the structure. They are owned by their depositors as not-for-profit cooperatives. We believe that means that the fees are lower, the rates are better and the service is caring. Banks aren't bad. They're important for the economy and for the customers they serve. We just believe that credit unions are particularly service-oriented and can be the most trusted partner for consumers and small businesses.

All of Michigan's banks and credit unions are federally insured and dedicated to helping you.